A prepaid card and one app
Keep the cash. Lose the chaos.
Nal is a prepaid card and one app for schools, markets and shops. Cash goes in. A record comes out — every purchase, in the app, as it happens.
- Live sinceFebruary 2025
- Parent adoption, launched grades80%
- Cards issued500
- Authorization<100ms
What we've built
One system. Three live products.
We didn't build a platform and look for uses. We built three products that people use every day, and the platform is what they have in common.
Why Nal exists
Cash is King. But Cash is Chaos.
A child takes twenty shekels to school and nobody knows what happened to it. The canteen counts a box of coins every afternoon and writes the total in a notebook. Keep the cash — lose the part nobody can account for.
Cash today
- Invisible
- no record of anything
- Manual
- counted by hand, daily
- Leaky
- money goes missing
Cash with Nal
- Visible
- every purchase, in the app
- Automatic
- no counting, no notebook
- Traceable
- nothing goes missing
Platform
The building blocks.
Shared primitives that power all three products. Soon available via API.
Wallets & Balances
Real-time balance tracking with instant top-ups and transfers. The core primitive developers interact with most.
Identity & Roles
One system, many institutions. Each runs their own rules.
Acceptance
POS integration, NFC cards, and QR-based payment acceptance.
Reconciliation
Automated settlement with real-time reporting and audit trails.
Integrations
APIs, webhooks, and SDKs for seamless system integration.
Security
End-to-end encryption, fraud detection, and compliance controls across every transaction.
Two ways in.
The company
Nal Software OÜ
We started in a school canteen in Jerusalem, because that is where the problem was in front of us. Today the same system runs in schools, shops and temporary markets.
sales@nalsoftware.com


